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What’s Your Story?: Dionne Perry: Credit-Lit

“What’s Your Story?” is a guest post feature on BCBA’s blog. Indie/Self-Published authors are invited to write about their books, writing journey, creative process, inspiration, rewards and challenges of publishing, etc. They can go in whatever direction they choose. We are excited and grateful for their willingness to share, and we hope you enjoy Dionne Perry’s story. Go here for more WYS? posts.


I’m Dionne Perry, a Credit-Litologist, speaker, and published author. I’m on a mission to empower and educate adults and teens on the importance of maintaining a good credit score.

Growing up, I never learned how the credit process worked and the importance of maintaining a good credit score. Once I became an adult, I studied everything I could about the credit process. It was when I was denied an automobile loan that I understood that credit impacts every financial decision in life. 

My life changed when I started understanding how the credit process works. That is when I realized I needed to share what I learned with others. Maintaining a good credit score is attainable to everyone regardless of income. It’s time for people of all ages to learn how the credit process works. Your credit score impacts your decisions, future goals, and even your family legacy.

I consult, write, and speak about credit in all its forms. I can be heard on podcasts and at virtual and in-person events at schools, libraries, organizations, and businesses.

Credit-Lit, an inspiring and informative book, engages teens and encourages them to make GREAT financial decisions. Credit scores impact every financial decision. It’s important for teens to understand the positive and negative impacts regarding credit scores and the credit process.

Credit-Lit provides this credit information in an easily digestible, creative format that inspires teens to make solid financial decisions when applying and repaying creditors now and into their adult years. The book also helps them avoid some pitfalls that many adults experience.

I’ve developed Credit-Lit Ambassador programs for empowering teens and for educators, counselors, community activists, financial advisors, and other adults interacting with teens to help educate them on how the credit score process works.


Credit-Lit: Credit 101 for Teens

Instill Publishing LLC | March 22, 2021 | YA | 64 Pages | Amazon | Bookshop | IndieBound

Connect with Dionne Perry

Website | Facebook | Instagram | Twitter


This year, GivingTuesday is on November 30, 2021. Please  consider donating to support our mission to promote awareness of children’s and young adult literature by Black authors. 

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